CAA_SCO_WIN21

CAA_SCO_Win21

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50 | CAA MAGAZINE insider: insurance Travel Insurance Tips Here's what you need to know about travel insurance to ensure you have the right coverage for your needs *Applies to CAA Members in good standing with dues paid in full by membership expiry date. 10% savings applies to the total premium excluding applicable taxes. Minimum premium applies. Excludes Visitors to Canada Insurance. 1 CAA Travel Insurance is underwritten by Orion Travel Insurance Company, a CAA Company. Certain exclusions, limitations and restrictions apply. A Medical Questionnaire is required if you are 60 years of age and older. Subject to change without notice. See full policy for all terms and conditions at caasco.com/policy. 2 CAA Assistance is provided by Active Care Management Inc. ®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association. (47112_01/21) To learn more about travel insurance, go to caasco.com/education. Download a copy of this checklist for future trips by visiting caasco.com/ educateme. STEP 1 PLANNING YOUR TRIP The Ontario Health Insurance Plan (OHIP) recommends purchasing supplementary travel insurance when travelling outside of Ontario, as OHIP doesn't cover everything. Visit ontario.ca/page/what-ohip-covers to learn more. To determine the right travel insurance plan to meet your needs, visit caasco.com/insurance/ travel/compare. Adding a deductible to your policy might reduce your overall premium. You may not plan to do any adventurous activities while booking your trip, but if you change your mind, be sure to add it to your policy before the activity starts. If you're over age 60, talk with your physician to help complete the health and medical history section of the medical questionnaire before purchasing your travel insurance. STEP 2 PURCHASING TRAVEL INSURANCE Read your policy guide, declaration page and wallet card before travelling so that you're familiar with any exclusions or coverage minimums. Speak with your physician to discuss your travel plans and any health risks associated with your trip. Ask your physician for updated prescriptions for your medications. Have your prescriptions filled to last beyond the duration of your trip, in case your return home is delayed. If you're pregnant, find out if there are any pregnancy-related risks at your destination. Pregnancy may be considered a pre-existing medical condition subject to exclusions in some travel insurance policies. STEP 3 PRE-TRAVEL TO DESTINATION Download the Government of Canada's free Travel Smart app, which lets you track flights, find local pre-screened medical facilities, translate common medical terms and more. Familiarize yourself with emergency numbers (typically three digits) for your destination. Provide family or friends with your travel plans, including your itinerary, tour operator, carrier information and flight numbers. It's also recommended that your family or friends have a photocopy of your passport information and photo, as well as your travel insurance policy.

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