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WINTER 2020 | 47 insider: travel & insurance TRAVEL INSURANCE 101 PROTECT YOUR TRIP There are different types of travel insurance to consider, no maer where you're going DID YOU KNOW? CAA Members save 10% on travel insurance. Go to to learn more about your options today. CAA Travel Insurance is underwritten by Orion Travel Insurance Company, a CAA Company. Certain exclusions, limitations and restrictions apply. A medical questionnaire is required if you are 60 years of age and older. Applies to CAA Members in good standing with dues paid in full by membership expiry date. 10% savings applies to the total premium excluding applicable taxes. Minimum premium applies. Excludes Visitors to Canada Insurance. Policy conditions and limitations apply. Subject to change without notice. See full policy for all terms and conditions at Up to $5 million CAD. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. Preparing for the unexpected on a trip—like a sprained ankle or having to cancel for any reason—can save time, money and stress if the unexpected does indeed occur while travelling. Travel insurance should always be included in your vacation budget, even if you're travelling within Canada. Your Ontario Health Insurance Plan (OHIP) or your insurance plan through your employer or credit card may not cover everything or may have limitations. Whether you're travelling outside of Ontario or Canada, here are the different types of travel insurance to consider. Join one of our Virtual Visits to get inspired for your next adventure. Dreaming of your next trip? Attend one of CAA's online Virtual Visits from the comfort of your own home to learn about amazing travel opportunities. Whether it's whale watching in the Bay of Fundy or seeing the aurora australis in New Zealand, there are lots of great trips to learn about. Plus, CAA travel experts and partners will also answer questions about new safety protocols and planning tips. When you're ready to start planning, CAA Travel will be there. Find out about the next Virtual Visit at Dates and times are subject to change. Emergency Medical Travel Insurance Provides up to $5 million in coverage, which includes hospital stays, lab tests, ambulance services and emergency dental expenses for unexpected illness or injury. Vacation Package Travel Insurance This plan combines both emergency medical insurance and trip protection coverage, which includes benefits like lost baggage and personal documents. Trip Cancellation and Interruption Travel Insurance With this option, trip cancellation insurance covers you prior to departure, so your travel investment isn't lost. Trip interruption insurance allows you to return early if, for example, a family member at home is sick. It can also help you recover unused portions of your trip, such as accommodations or tours.

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